Description

Simplify your resident screening processing by leveraging our fully automated platform. Origen Services delivers credit and background results (based on your company-specific screening criteria), resulting in straightforward decisioning and optimized occupancy.

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Key Features

• Provides thorough credit, criminal, and housing screening and reporting

• Allows for establishment of specific, client-driven screening criteria and thresholds

• Upload capabilities for ancillary conditional documents (income, identification, employment, etc.)

• Includes the latest credit score models, optional housing searches, “Red Flag” reporting and high risk fraud alerts

• Fully automated to deliver credit and background results

• Client-directed conditions results in straightforward decisioning

• Automated Adverse Action Letters instantly generated online for regulatory compliance

• Results, data, and documentation stored on our secure servers

 

Credit Reports

• FICO scores included

• Vantage Data Scores available

• SSN Year of Issuance Verification Included

• High Risk Fraud Alerts Included

• TransUnion CreditVision Score available

• Credit Report Summary Included

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Criminal Background Reports

• National: instant results

• State: instant results

• County: non-instant results

• Ability to manually run additional searches, as needed

 

Non-Instant Notification

• Alerts client that “instant” background checks are not available when applicant currently lives and/or had lived in a “non-instant” area

• No need to “remember” non-instant areas at data entry

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Housing Search

• National: instant results

• State: instant results

 

Identity Theft, Social Security Year of Issuance (for "Red Flag" compliance) and High Risk Fraud Alerts

• Address Mismatch

• Social Security Variation/Validation

• Consumer Alerts

• Alerts you when certain data elements and/or applicants’ information has been used in suspect/fraudulent activities