Comprehensive Background & Consumer Reports

Description

Simplify your resident screening processing by leveraging our fully automated platform. Origen Services delivers credit and background results (based on your company-specific screening criteria), resulting in straightforward decisioning and optimized occupancy.

Key Features

  • Provides thorough credit, criminal, and eviction screening and reporting

  • Allows for establishment of specific, client-driven screening criteria and thresholds

  • Upload capabilities for ancillary conditional documents (income, identification, employment, etc.)

  • Includes the latest credit score models, optional eviction searches, “Red Flag” reporting and high risk fraud alerts

  • Fully automated to deliver credit and background results

  • Client-directed conditions results in straightforward decisioning

  • Automated Adverse Action Letters instantly generated online for regulatory compliance

  • Results, data, and documentation stored on our secure servers

 

Credit Reports

  • FICO scores included

  • Vantage Data Scores available

  • SSN Year of Issuance Verification Included

  • High Risk Fraud Alerts Included

  • TransUnion CreditVision Score available

  • Credit Report Summary Included

Criminal Background Reports

  • National: instant results

  • State: instant results

  • County: non-instant results

  • Ability to manually run additional searches, as needed

 

Non-Instant Notification

  • Alerts client that “instant” background checks are not available when applicant currently lives and/or had lived in a “non-instant” area

  • No need to “remember” non-instant areas at data entry

Eviction Search

  • National: instant results

  • State: instant results

 

Identity Theft, Social Security Year of Issuance (for "Red Flag" compliance) and High Risk Fraud Alerts

  • Address Mismatch

  • Social Security Variation/Validation

  • Consumer Alerts

  • Alerts you when certain data elements and/or applicants’ information has been used in suspect/fraudulent activities